Hard Money Loans for Commercial Property Investors
Commercial Property Investors in Dallas, TX
Asset-based commercial lending for office, retail, industrial, and multifamily investments. Close in 10-14 days. Focus on the deal, not the personal income.
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Why Commercial Property Investors choose us
Fast Response
Get preliminary responses from participating lenders in 24-48 hours.
Expert Support
Dedicated network understands your unique investment needs.
Flexible Options
Loan structures available through participating lenders, designed for your experience level.
Quick Funding
Participating lenders close in 7-10 days to help secure your investment opportunities.
Commercial real estate investors in Dallas-Fort Worth operate in one of the most dynamic commercial markets in the country. The concentration of Fortune 500 headquarters operations — AT&T, Toyota North America, JPMorgan, Kimberly-Clark, and dozens more — creates consistent demand for office, retail, and industrial space that supports valuations and drives transaction volume. Our commercial lending program provides asset-based financing for investors competing in this market: up to $10,000,000 per transaction, closings in 10-14 business days, and underwriting that focuses on property value and investment thesis rather than personal income documentation.
The Dallas commercial real estate ecosystem spans extraordinary geographic and asset-type diversity. Downtown Dallas's revitalization, anchored by the AT&T headquarters in the Discovery District and the Dallas Arts District adjacent to the urban core, has transformed the downtown office market and created demand for creative office, mixed-use retail, and urban residential development in previously overlooked areas. The Frisco-Plano suburban corridor — site of Toyota's North American headquarters, the largest auto headquarters in the US — has become one of the most active suburban commercial markets in the country, with office, retail, and industrial demand driven by the corporate campus ecosystem. The DFW Airport corridor in Irving and Grand Prairie houses one of the largest concentrations of industrial and logistics real estate in the Sun Belt, serving as a distribution hub for the region and beyond.
Commercial investors who try to finance these opportunities through conventional bank channels face well-documented obstacles: 60-90 day loan processing timelines, occupancy requirements of 85-90% that disqualify value-add opportunities, extensive personal financial documentation requirements, and committee-driven approval processes that add weeks to the timeline. We eliminate these obstacles. Our commercial hard money program uses asset-based underwriting — property value, income potential, and investment thesis drive the decision. We close in 10-14 business days for acquisitions and 2-3 weeks for more complex transactions.
Our commercial investor program covers office buildings, retail centers, strip malls, shopping centers, industrial and warehouse properties, multifamily apartment buildings (5+ units), mixed-use developments, and self-storage. We finance value-add acquisitions with vacancy or renovation requirements, stabilized property refinancing, bridge-to-agency transitions, and 1031 exchange replacement closings.
Program Highlights
$75K - $5M
All Levels Welcome
24-48 Hours
7-10 Days
Up to 90%
None
Available Loan Programs
- Commercial hard money loans
- Office building financing
- Retail property loans
- Industrial real estate loans
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Office, retail, industrial, multifamily to $10M. 10-14 day closings, value-add programs, LLC lending.
Apply NowCall 214-997-0168Frequently Asked Questions
What commercial property types do you finance in Dallas?
We finance office buildings (Class A, B, C), retail properties (shopping centers, strip malls, NNN single-tenant), industrial and warehouse properties, multifamily apartment buildings with 5 or more units, mixed-use developments, self-storage facilities, medical office buildings, and specialty commercial assets evaluated case-by-case. Properties can be stabilized, value-add with vacancy, or undergoing renovation. We evaluate each deal on its specific merits rather than maintaining a narrow exclusion list.
How do you evaluate commercial loan applications without using personal income?
Our commercial underwriting is property-centric. We evaluate the property's location, income potential, tenant quality and creditworthiness, lease structure and term, current and projected occupancy, and the investment thesis — including the repositioning or value-add plan if applicable. We review personal financial information and background as part of complete underwriting but do not base approval on personal debt-to-income ratios or employment income documentation.
Can I get commercial financing for a 1031 exchange replacement in Dallas?
Yes. 1031 exchange replacement property financing is a priority application for our commercial program. California and New York commercial investors with appreciated property are increasingly directing exchange proceeds toward Dallas commercial assets, attracted by the price-to-income ratios and Texas tax advantages. We coordinate with qualified intermediaries and can close commercial replacement properties within exchange timelines.
Do you finance commercial properties with environmental conditions?
We evaluate environmental conditions pragmatically rather than declining automatically based on Phase I flags. Industrial properties with remediated conditions, properties requiring Phase II investigation, and assets with known but manageable environmental history are evaluated based on the scope of the condition, remediation status, and regulatory posture. Properties with active contamination requiring significant cleanup are generally not financed until remediation is substantially complete.
What is the maximum LTV for Dallas commercial hard money loans?
Stabilized commercial properties with strong income and credit-quality tenants qualify for up to 75% LTV. Value-add properties with vacancy or renovation requirements typically qualify for 65-70% LTV based on as-is value. The specific LTV depends on property type, submarket quality, tenant roster, and the strength of the value-add business plan. We structure each loan to reflect the actual risk profile rather than applying blanket LTV limits.
Loan Programs for Commercial Property Investors
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Ready to get started?
Apply now and be connected with participating lenders in as little as 24-48 hours.
