Hard Money Loans for LLC and Business Borrowers
LLC and Business Borrowers in Dallas, TX
Borrow in your entity name, maintain your asset protection, and keep your investment structure intact. We lend to Texas LLCs from day one.
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Why LLC and Business Borrowers choose us
Fast Response
Get preliminary responses from participating lenders in 24-48 hours.
Expert Support
Dedicated network understands your unique investment needs.
Flexible Options
Loan structures available through participating lenders, designed for your experience level.
Quick Funding
Participating lenders close in 7-10 days to help secure your investment opportunities.
Real estate investors in Texas who are serious about asset protection and portfolio management operate through business entities — and Hard Money Lenders of Dallas is built to serve them. We lend directly to Texas LLCs, series LLCs, limited partnerships, corporations, and other business entities. You don't need to pierce your liability veil to access our financing.
The Texas LLC is among the most investor-friendly business structures available anywhere in the country. Formation is inexpensive, maintenance requirements are minimal, and the liability protection — separating personal assets from investment property liability — is genuine and legally robust. The Texas series LLC, specifically, allows investors to create separate series within a single parent LLC, with each series holding different properties and providing segregated liability between them. This structure is common among sophisticated Dallas-area investors managing multi-property portfolios, and we accommodate it natively.
Texas's business environment amplifies the LLC advantage. With 0% state income tax and 0% state capital gains tax at the state level, investment profits flow through entity structures without the state tax drag that investors in California, New York, or Illinois face. An investor running a Dallas fix-and-flip operation through a Texas LLC, or holding a portfolio of Dallas rental properties through a series LLC, captures federal tax treatment without any state-level overlay. This makes Dallas entity-based investing among the most tax-efficient real estate operations in the country.
Privacy is another motivator for entity lending. Texas LLC ownership information filed with the Secretary of State contains minimal identifying information. Combined with professional registered agent services, this structure provides meaningful privacy for investors who prefer not to have their personal names associated with investment property transactions in public records. We accommodate this preference and have experience working with privacy-structured ownership arrangements.
Our LLC and business borrower program covers all asset types and loan programs: fix and flip, bridge, DSCR rentals, commercial hard money, construction, and land loans — all available to business entity borrowers. Loan amounts from $75,000 to $10,000,000. Documentation requirements for entity lending include operating agreement review, formation documents, and a personal guarantee from the managing member in most cases.
Program Highlights
$75K - $5M
All Levels Welcome
24-48 Hours
7-10 Days
Up to 90%
None
Available Loan Programs
- Commercial hard money loans
- Business entity fix and flip loans
- Corporate rental property loans
- Portfolio commercial loans
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Entity lending from day one. Asset protection maintained. Fast approvals for business borrowers.
Apply NowCall 214-997-0168Frequently Asked Questions
Do you require a personal guarantee when lending to a Texas LLC?
In most cases, yes. Personal guarantees from managing members or principals are standard practice in asset-based lending to business entities. The guarantee holds the individual responsible for loan repayment if the entity cannot service the debt. For established entities with strong financial track records and significant equity contributions, limited or carveout guarantees may be discussed. We require the guarantee because it aligns incentives and is standard market practice, not because we doubt the entity's legitimacy.
Can I form a new Texas LLC and immediately borrow for a real estate investment?
Yes. Newly formed Texas LLCs are eligible for hard money loans without a seasoning requirement on the entity itself. The loan underwriting focuses on the property, the borrower's personal track record and financial capacity, and the deal thesis — not on how long the LLC has been in existence. First-time LLC borrowers may face slightly more conservative leverage requirements, but entity age does not prevent lending.
What documentation does Hard Money Lenders of Dallas require for LLC borrowers?
Standard entity documentation includes: Certificate of Formation filed with the Texas Secretary of State, Operating Agreement identifying members and management structure, EIN confirmation, and a personal guarantee from managing members. For series LLC structures, we review both the parent LLC and the relevant series documentation. Documentation review is typically completed within 24-48 hours.
Can a Texas series LLC borrow for multiple properties simultaneously?
Yes. We work with Texas series LLC structures where different series hold different investment properties. Each series may be evaluated separately for its own loan, with the guarantee obligation flowing to the same managing member across all series. This is a common structure for Dallas investors managing multi-property portfolios and we accommodate it efficiently.
Does borrowing through a Texas LLC improve my privacy regarding the investment property?
It can. Texas LLC ownership information is limited in public records, and when combined with a professional registered agent, the LLC can hold title to property without the managing member's personal information appearing in standard property records searches. Hard money loan documents do create a deed of trust that is recorded publicly, so complete privacy is not achievable, but entity ownership provides significantly more privacy than holding property in personal names.
Loan Programs for LLC and Business Borrowers
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Apply now and be connected with participating lenders in as little as 24-48 hours.